Business Loan Calculator
Calculate business loan payments with origination fees and effective APR
Quick examples:
Total amount you need to borrow
One-time fee charged by lender (typically 1-5%)
Understanding Business Loan Costs
Business loans often include origination fees that reduce the actual amount you receive. The effective APR shows your true borrowing cost including all fees, helping you compare loan offers accurately.
Key Terms
- Origination Fee: One-time upfront fee, typically 1-5% of loan amount
- Net Amount: What you actually receive after fees are deducted
- Effective APR: True annual cost including all fees
- Monthly Payment: Fixed amount based on full loan amount
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